![]() ![]() Normally, COBRA eligibility is 18 months but if SSDI is determined, notify your COBRA administrator of the determination and request extension of your COBRA. Prior to being eligible for Medicare when receiving SSDI, you may be eligible for COBRA health insurance through a former employer. If your state does not automatically grant benefits, must complete a Medicaid application based on your new disabled status.Īfter receiving Security Disability Insurance (SSDI) benefits for 24 months, you will become eligible for Medicare. You can usually expect your back pay and first monthly check to start 30-90 days after the award letter.Īs far as insurance is concerned, if you were approved for SSI, you will receive If approved for SSI, will receive Medicaid benefits automatically depending on the state you live in. You can receive your payment via direct deposit if you have a bank account or onto a payment card which works like a debit card. In addition to the decision letter, you will also receive a letter informing you of your monthly award amount and if applicable, your back-pay amount. If the onset date they choose is the same onset date you asked for, this is called “fully favorable.” If it is a different date, this is called “partially favorable.” This date may or may not be the same date you think you became disabled. This is the date Social Security decided you became disabled. The letter should also list your Established Onset Date. The letter will usually tell you the conditions you were approved for and how often you can expect medical reviews of your disability. Your online account will also tell you the decision so it’s important to check that frequently. ![]() It could be great if it were that easy!Īfter the Social Security Administration (SSA) makes their decision, they will issue and mail a letter. If you get SSDI benefits and start working, SSDI has rules and incentives that can help you work without having to worry that you’ll lose the benefits you need.After you have gone through the lengthy process of applying for Social Security Disability benefits, you might think that as soon as you are approved you will see a check in the mailbox. The more you’ve worked and the more you’ve paid in Social Security taxes, the higher your benefits will be.Īfter getting benefits for two years, you automatically get Medicare health coverage. If you qualify for SSDI or these other benefits, the amount you get each month is based on your Social Security earnings record (or the record of your parent or spouse). If your spouse or ex-spouse qualifies for SSDI or Social Security retirement benefits, or qualified before dying, you may be able to get Disabled Widow(er) benefits. If you haven't turned 19 yet, you may qualify for child's benefits if one of your parents gets SSDI or Social Security retirement benefits, or if a parent died. If you are an adult with a disability that began before you turned 22, you may qualify for Childhood Disability Benefits (CDB). However, there are some other situations where you may get similar benefits from Social Security: You must meet both of these requirements to get SSDI benefits. The disability determination process looks at five things to see whether you have a disability. ![]() You must have a disability that meets Social Security’s standards.You have to have worked long enough to be covered by SSDI. There are two basic rules for getting SSDI: Social Security Disability Insurance (SSDI) is a federal program that gives monthly payments to people who have worked, paid Social Security taxes, and now have disabilities that limit their ability to work. ![]()
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